ARE DEBT COLLECTORS HARASSING YOU?

HAS YOUR BANK ACCOUNT BEEN FROZEN?

ARE YOU BEING SUED BY A COMPANY YOU’VE NEVER HEARD OF, ALLEGING YOU OWE THEM A DEBT
YOU MAY HAVE OWED TO A CREDIT CARD COMPANY YEARS AGO?

HAVE YOU BEEN DEFRAUDED BY A DEBT CONSOLIDATION COMPANY?

ARE YOU BEING SUED FOR A DEBT THAT WAS DISCHARGED IN BANKRUPTCY?

DO YOU OWE A DEBT, BUT BELIEVE THE DEBT COLLECTOR IS INFLATING THE AMOUNT DUE?

IS A DEBT COLLECTOR REPORTING FALSE INFORMATION ON YOUR CREDIT REPORT?

IS YOUR HOME IN FORECLOSURE BECAUSE YOUR MORTGAGE COMPANY MISLED YOU?

     Debt collectors often resort to extreme measures to collect debts, including obtaining judgments against parties who are not responsible for the debts, attempting to collect debts after the statute of limitations has expired, obtaining default judgments without the consumer’s knowledge due to improper service of process, making harassing phone calls to a consumer’s home and place of employment, and contacting co-workers, family, neighbors and friends. These tactics are illegal and debt collectors know it. We have successfully litigated many cases on behalf of consumers whose rights were violated by debt-collection agencies, creditors, automobile dealerships, student loan companies, banks and other business organizations.

      If you are being harassed by debt collectors pressuring you to pay a debt, if you have a default judgment entered against you but were never served with process, if your bank accounts have been restrained or your wages garnished, or if you have been treated unfairly by a business organization, then we can help you. Contact us for your free consultation today. We can help stop the harassing phone calls and letters, force debt collectors to prove in court that you owe the amount claimed, and make them prove they are legally entitled to collect the debt. If they cannot legally establish that you owe the debt, you will no longer be financially liable for the debt.

     To learn more about collections defense in New York State, download our free informative e-book by clicking the link below.

Guide to Consumer Rights and Debt Collection Defense in the State of New York

WERE YOU NOT FURNISHED WITH THE GOODS OR SERVICES FOR WHICH YOU PAID?

IS A MERCHANT REFUSING TO HONOR THEIR WARRANTY?

DO YOU FEEL LIKE A VICTIM?

     We also litigate breach of contract and breach of warranty claims, deceptive car sales and Lemon Law claims, violations of the Deceptive Acts and Practices Act, violations of the Fair Debt Collections Practice Act, violations of the Fair Credit Reporting Act, violations of the Truth in Lending Act, as well as other consumer claims.

We are members of the Suffolk County Bar Association, Nassau County Bar Association, the New York State Bar Association,
and the National Association of Consumer Advocates, and we have over 30 years of combined experience in the consumer and credit industry.