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March 9, 2012 Leave a Comment

Third-Party Debt Collectors’ Burden of Proof When Sued for Credit Card Debt

credit cards

If you’re sued for credit card debt by someone else other than the original creditor, that “third-party debt collector” has an extra burden to prove in court in order to win. A third-party debt collector, properly referred to an “assignee,” is typically a debt-collection firm that buys accounts that are in default from creditors. They [...]

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March 9, 2012

Lawsuit Over Process Server Fraud Seeks to Vacate 100,000 Credit Card Lawsuits

credit_card_lawsuit

If you have any experience with the debt collection industry or credit card lawsuits, you’ve heard the term “gutter service.” It is a term used to describe a scenario in which a process server, who is supposed to serve a defendant with a summons and complaint in accordance with the Civil Practice Law and Rules, [...]

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