Third-Party Debt Collectors’ Burden of Proof When Sued for Credit Card Debt

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If you’re sued for credit card debt by someone else other than the original creditor, that “third-party debt collector” has an extra burden to prove in court in order to win. A third-party debt collector, properly referred to an “assignee,” is typically a debt-collection firm that buys accounts that are in default from creditors. They [...]